Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death. An effective financial planner can spell out your healthcare wishes and ensure that they're carried out – even if you are unable to communicate. It can even designate someone to manage your financial affairs should you be unable to do so.

Creating a life map involves a close review of personal finances and an assessment of other building blocks for wealth management. Lifestyle matters looks at how to balance work and leisure, how to make smart choices for the future, and many other items in an effort to help an individual “enjoy the journey.”

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

Contact Cuddy Financial Services in Auburn, NY for a certified financial planner to help you with estate and investment management.